Unexpected routes↗
Inheritance, gifts and breakthroughs may change finances, but cannot reliably be budgeted for. A possible outcome is not the same as a workable plan.
Inherit a million
Inheritance can make someone a millionaire, but it is not a savings strategy.
No predictable timelineReceive a financial gift
A gift can be initial capital, but it cannot be ordered or predicted.
No predictable timelineBenefit from a company sale
Employee ownership sometimes produces a substantial one-off payment.
No predictable timelineEarn royalties from a breakthrough work
A creative breakthrough may generate substantial income, but it is unusual.
No predictable timelineSell a valuable collection
A collection becomes usable capital only when a buyer pays.
No predictable timelineReceive compensation after an injury
Compensation may be substantial, but it covers a real loss.
No predictable timelineWin a knowledge or innovation competition
Prize money may be a contribution when you already want to take part.
No predictable timelineBecome a professional athlete
Elite sport can pay well for a small minority.
No predictable timelineAchieve an artistic breakthrough
An audience may support a business, but nobody can promise a breakthrough.
No predictable timelineWin a lottery: the bad plan
Winning is possible; that does not make it a workable financial plan.
No predictable timeline