Smart saving↗
Work towards a first million through a sustainable budget. Explore automatic saving, lower recurring costs and shared goals with transparent examples that assume no return.
Automate your first million
Save before everyday spending gets to your salary.
Illustrative timeline: 27 years and 10 monthsTurn every pay rise into capital
Keep your lifestyle steady and give your next pay rise a longer-term job.
Illustrative timeline: 20 years and 10 monthsThe packed-lunch million
Small everyday choices add up only when the difference is actually saved.
Illustrative timeline: 55 years and 7 monthsCancel forgotten subscriptions
Give unused direct debits a new job: your savings account.
Illustrative timeline: Over 100 yearsSave together as a team
Two sensible savings plans can work towards one shared million.
Illustrative timeline: 16 years and 8 monthsSwap the car for a bicycle
Work out what your car really costs, not just the fuel.
Illustrative timeline: 18 years and 7 monthsBuy second-hand and save the difference
Keep the function without paying the new-product premium.
Illustrative timeline: 83 years and 4 monthsBuild an impulse-buying pause
Pause impulse purchases, not life, and give the difference a purpose.
Illustrative timeline: 41 years and 8 monthsGive your tax refund a goal
An occasional lump sum can become an annual savings habit.
Illustrative timeline: 83 years and 4 monthsCut recurring fees
Reduce repeated costs where the difference actually matters.
Illustrative timeline: 69 years and 6 months